If you have financial goals you are trying to reach – and everyone should! – this book written especially for women is an inspiring introduction to how to become super-rich.

About the Book

Miss Independent by Nicole Lapin

Genre: Personal Finance, Women in Business

Release Date: Feb. 2, 2022

Book Review

Do you know your net worth?

In Miss Independent, Nicole Lapin makes the case that money is about freedom. Freedom to walk away from a bad job or a bad relationship or take time for your passion projects. She encourages you to dream about what you could do if you became rich enough, pretty rich or super rich. She also makes the case that you need to know where you are so you can set your goals and provides an easy-to-use worksheet to figure out your net worth. This is something I had already implemented with my husband, as we have had twice-a-year net worth meetings for about five years now, which gives us a good snapshot of where we are and how our money is growing. This is particularly helpful as he is self-employed, so his income is not steady. This is a piece of advice that I think everyone should implement.

Nicole also encourages women to take charge of their own finances. This quote really stood out to me: “Girls are typically told to be prudent and save their money, whereas boys are taught to go after good jobs and build their wealth.” Lapin makes the point that we can’t budget ourselves into wealth by skipping lattes and getting our nails done. In fact, having a strong salary is not enough, as those often just keep pace with inflation. We need to learn to invest our money and manage our portfolio.

While she covers the basics, like budgeting and emergency funds, she takes it a step further by breaking down all the different investment types in easy-to-understand words underlined with the type of pep talks you would get from your BFF at Saturday coffee. This book is all about using your money to get the kind of lifestyle you dream of. 

This book made me feel like I could conquer the world. I work for a financial institution, so I was familiar with many of the investment types, Nicole introduced me to some new options I didn’t know about. Her easy explanations made me feel confident that I could make good choices for my money. After reading this book, I was inspired to diversify my portfolio and invest a small sum in REITs (Real Estate Investment Trusts). She also gave information on other fund types that I’m eager to implement. 

This interesting, informative book will provide you with all the inspiration you need to take charge of your finances this year!